@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:300;font-display:swap;src:url(/assets/fonts/cormorant-garamond-300-normal.67c458ec.woff2) format('woff2');}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/cormorant-garamond-400-normal.87d22046.woff2) format('woff2');}
@font-face{font-family:'Cormorant Garamond';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/cormorant-garamond-500-normal.efeea72c.woff2) format('woff2');}
@font-face{font-family:'Cormorant Garamond';font-style:italic;font-weight:300;font-display:swap;src:url(/assets/fonts/cormorant-garamond-300-italic.339c10fa.woff2) format('woff2');}
@font-face{font-family:'Cormorant Garamond';font-style:italic;font-weight:400;font-display:swap;src:url(/assets/fonts/cormorant-garamond-400-italic.aa6bdaf5.woff2) format('woff2');}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:300;font-display:swap;src:url(/assets/fonts/dm-sans-300-normal.342395bd.woff2) format('woff2');}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/dm-sans-400-normal.a220a328.woff2) format('woff2');}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/dm-sans-500-normal.aa952242.woff2) format('woff2');}
/* ============================================================
   LEVCAP — DESIGN SYSTEM
   style.css — Version 1.0
   Toutes les variables, typographies, composants globaux
   ============================================================ */

/* ── IMPORTS TYPOGRAPHIQUES ── */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,300;0,400;0,500;0,600;1,300;1,400&family=DM+Sans:wght@300;400;500&display=swap');

/* ── VARIABLES GLOBALES ── */
:root {
  /* Couleurs */
  --navy:        #0A1628;
  --navy-mid:    #0F2040;
  --navy-light:  #1a3055;
  --gold:        #C9A96E;
  --gold-light:  #dfc090;
  --gold-pale:   #f0e4cc;
  --white:       #FFFFFF;
  --off-white:   #F8F6F2;
  --grey-light:  #E8E4DC;
  --grey-mid:    #9A9590;
  --grey-dark:   #4A4540;

  /* Typographies */
  --font-serif:  'Cormorant Garamond', Georgia, serif;
  --font-sans:   'DM Sans', 'Helvetica Neue', Arial, sans-serif;

  /* Espacements */
  --space-xs:    0.5rem;
  --space-sm:    1rem;
  --space-md:    2rem;
  --space-lg:    4rem;
  --space-xl:    7rem;
  --space-xxl:   11rem;

  /* Tailles de texte */
  --text-xs:     0.75rem;
  --text-sm:     0.875rem;
  --text-base:   1rem;
  --text-md:     1.125rem;
  --text-lg:     1.375rem;
  --text-xl:     1.75rem;
  --text-2xl:    2.5rem;
  --text-3xl:    3.5rem;
  --text-4xl:    5rem;
  --text-hero:   8rem;

  /* Transitions */
  --ease-slow:   cubic-bezier(0.25, 0.46, 0.45, 0.94);
  --ease-sharp:  cubic-bezier(0.16, 1, 0.3, 1);
  --duration-fast:   0.2s;
  --duration-mid:    0.5s;
  --duration-slow:   1s;
  --duration-xslow:  1.8s;

  /* Bordures */
  --radius-sm:   2px;
  --radius-md:   4px;
  --border-gold: 1px solid rgba(201, 169, 110, 0.3);
  --border-white: 1px solid rgba(255,255,255,0.1);
}

/* ── RESET & BASE ── */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-font-smoothing: antialiased;
}

body {
  font-family: var(--font-sans);
  font-weight: 300;
  color: var(--navy);
  background: var(--white);
  overflow-x: hidden;
  line-height: 1.7;
}

img { display: block; max-width: 100%; height: auto; }
a   { color: inherit; text-decoration: none; }
ul  { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

/* ── TICKER ── */
.ticker-bar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  height: 36px;
  background: var(--navy);
  border-bottom: var(--border-gold);
  display: flex;
  align-items: center;
  overflow: hidden;
}

.ticker-badge {
  flex-shrink: 0;
  padding: 0 var(--space-md);
  height: 100%;
  display: flex;
  align-items: center;
  border-right: var(--border-gold);
  background: var(--navy-mid);
}

.ticker-badge span {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
}

.ticker-track {
  flex: 1;
  overflow: hidden;
  position: relative;
}

.ticker-inner {
  display: flex;
  gap: 0;
  animation: ticker-scroll 40s linear infinite;
  white-space: nowrap;
  will-change: transform;
}

.ticker-track:hover .ticker-inner {
  animation-play-state: paused;
}

.ticker-item {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  padding: 0 var(--space-lg);
  border-right: var(--border-gold);
  height: 36px;
}

.ticker-label {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.1em;
  color: var(--gold);
}

.ticker-value {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 300;
  color: var(--white);
  letter-spacing: 0.05em;
}

.ticker-date {
  flex-shrink: 0;
  padding: 0 var(--space-md);
  border-left: var(--border-gold);
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  color: var(--grey-mid);
  letter-spacing: 0.05em;
}

@keyframes ticker-scroll {
  0%   { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* ── NAVIGATION PRINCIPALE ── */
.nav-main {
  position: fixed;
  top: 36px;
  left: 0; right: 0;
  z-index: 999;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 var(--space-lg);
  transition: background var(--duration-mid) var(--ease-slow),
              border-color var(--duration-mid) var(--ease-slow);
}

.nav-main.scrolled {
  background: rgba(10, 22, 40, 0.97);
  border-bottom: var(--border-gold);
  backdrop-filter: blur(10px);
}

.nav-logo {
  font-family: var(--font-serif);
  font-size: var(--text-xl);
  font-weight: 500;
  letter-spacing: 0.2em;
  color: var(--white);
  text-transform: uppercase;
}

.nav-logo span {
  color: var(--gold);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
}

.nav-link {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 400;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.75);
  transition: color var(--duration-fast);
  position: relative;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0;
  width: 0; height: 1px;
  background: var(--gold);
  transition: width var(--duration-mid) var(--ease-sharp);
}

.nav-link:hover { color: var(--white); }
.nav-link:hover::after { width: 100%; }
.nav-link.active { color: var(--gold); }
.nav-link.active::after { width: 100%; }

.nav-lang {
  display: flex;
  align-items: center;
  gap: var(--space-xs);
  margin-left: var(--space-md);
}

.lang-btn {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 400;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.5);
  transition: color var(--duration-fast);
  padding: 4px 8px;
}

.lang-btn.active,
.lang-btn:hover {
  color: var(--gold);
}

.lang-sep {
  color: rgba(255,255,255,0.2);
  font-size: var(--text-xs);
}

/* ── HERO ACCUEIL ── */
.hero-wrapper {
  position: relative;
  width: 100vw;
  height: 100vh;
  overflow: hidden;
  background: var(--navy);
}

/* Étape 1 : écran d'intro */
.hero-intro {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  z-index: 10;
  background: var(--navy);
  transition: opacity var(--duration-xslow) var(--ease-slow),
              transform var(--duration-xslow) var(--ease-slow);
}

.hero-intro.hidden {
  opacity: 0;
  pointer-events: none;
  transform: scale(1.03);
}

.hero-intro-title {
  font-family: var(--font-serif);
  font-size: var(--text-hero);
  font-weight: 300;
  letter-spacing: 0.4em;
  color: var(--white);
  text-transform: uppercase;
  line-height: 1;
  text-align: center;
  opacity: 0;
  transform: translateY(20px);
  animation: fadeUp 1.2s var(--ease-sharp) 0.4s forwards;
}

.hero-intro-sub {
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 300;
  letter-spacing: 0.35em;
  color: var(--gold);
  text-transform: uppercase;
  margin-top: var(--space-md);
  opacity: 0;
  animation: fadeUp 1.2s var(--ease-sharp) 0.9s forwards;
}

.hero-scroll-hint {
  position: absolute;
  bottom: var(--space-lg);
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-xs);
  opacity: 0;
  animation: fadeUp 1s var(--ease-sharp) 2s forwards;
}

.hero-scroll-hint span {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.7);
}

.scroll-line {
  width: 1px;
  height: 50px;
  background: linear-gradient(to bottom, var(--gold), transparent);
  animation: scrollPulse 2s ease-in-out 2.5s infinite;
}

/* Étape 2 : split-screen */
.hero-split {
  position: absolute;
  inset: 0;
  display: flex;
  opacity: 0;
  transition: opacity var(--duration-slow) var(--ease-slow);
}

.hero-split.visible {
  opacity: 1;
}

.hero-panel {
  flex: 1;
  position: relative;
  overflow: hidden;
  cursor: pointer;
  transition: flex var(--duration-slow) var(--ease-sharp);
}

.hero-panel:hover { flex: 1.15; }

.hero-panel-bg {
  position: absolute;
  inset: -5%;
  background-size: cover;
  background-position: center;
  transition: transform var(--duration-slow) var(--ease-slow),
              filter var(--duration-slow) var(--ease-slow);
}

.hero-panel:hover .hero-panel-bg {
  transform: scale(1.04);
}

.hero-panel-overlay {
  position: absolute;
  inset: 0;
  transition: background var(--duration-mid) var(--ease-slow);
}

.hero-panel--pros .hero-panel-overlay {
  background: linear-gradient(135deg,
    rgba(10,22,40,0.75) 0%,
    rgba(10,22,40,0.45) 60%,
    rgba(10,22,40,0.3) 100%);
}

.hero-panel--prime .hero-panel-overlay {
  background: linear-gradient(225deg,
    rgba(10,22,40,0.65) 0%,
    rgba(30,15,5,0.4) 60%,
    rgba(50,25,5,0.25) 100%);
}

.hero-panel-content {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: var(--space-xl) var(--space-lg);
  transition: padding var(--duration-mid) var(--ease-slow);
}

.hero-panel-label {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: var(--space-sm);
  opacity: 0;
  transform: translateY(10px);
  transition: opacity var(--duration-mid) var(--ease-slow) 0.2s,
              transform var(--duration-mid) var(--ease-slow) 0.2s;
}

.hero-panel-title {
  font-family: var(--font-serif);
  font-size: var(--text-3xl);
  font-weight: 300;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: var(--space-sm);
  opacity: 0;
  transform: translateY(15px);
  transition: opacity var(--duration-mid) var(--ease-slow) 0.1s,
              transform var(--duration-mid) var(--ease-slow) 0.1s;
}

.hero-panel-sub {
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 300;
  color: rgba(255,255,255,0.65);
  letter-spacing: 0.05em;
  margin-bottom: var(--space-md);
  max-width: 380px;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity var(--duration-mid) var(--ease-slow),
              transform var(--duration-mid) var(--ease-slow);
}

.hero-panel-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.75rem;
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 400;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  opacity: 0;
  transform: translateY(10px);
  transition: opacity var(--duration-mid) var(--ease-slow),
              transform var(--duration-mid) var(--ease-slow),
              gap var(--duration-fast);
}

.hero-panel-cta::after {
  content: '→';
  transition: transform var(--duration-fast);
}

.hero-panel:hover .hero-panel-label,
.hero-panel:hover .hero-panel-title,
.hero-panel:hover .hero-panel-sub,
.hero-panel:hover .hero-panel-cta {
  opacity: 1;
  transform: translateY(0);
}

.hero-panel:hover .hero-panel-cta::after {
  transform: translateX(4px);
}

.hero-divider {
  position: absolute;
  top: 0; bottom: 0;
  left: 50%;
  width: 1px;
  background: linear-gradient(to bottom,
    transparent 0%,
    rgba(201,169,110,0.4) 30%,
    rgba(201,169,110,0.6) 50%,
    rgba(201,169,110,0.4) 70%,
    transparent 100%);
  transform: translateX(-50%);
  z-index: 5;
  pointer-events: none;
}

/* ── SECTIONS GÉNÉRIQUES ── */
.section {
  padding: var(--space-xl) var(--space-lg);
}

.section--dark {
  background: var(--navy);
  color: var(--white);
}

.section--light {
  background: var(--off-white);
  color: var(--navy);
}

.section--white {
  background: var(--white);
  color: var(--navy);
}

.section-header {
  margin-bottom: var(--space-xl);
}

.section-eyebrow {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: var(--space-sm);
  display: flex;
  align-items: center;
  gap: var(--space-sm);
}

.section-eyebrow::before {
  content: '';
  display: inline-block;
  width: 32px;
  height: 1px;
  background: var(--gold);
  flex-shrink: 0;
}

.section-title {
  font-family: var(--font-serif);
  font-size: var(--text-3xl);
  font-weight: 300;
  line-height: 1.1;
  color: inherit;
}

.section-title em {
  font-style: italic;
  color: var(--gold);
}

.section-body {
  font-family: var(--font-sans);
  font-size: var(--text-md);
  font-weight: 300;
  line-height: 1.8;
  color: inherit;
  max-width: 680px;
  opacity: 0.85;
}

/* ── GRILLE CLASSES D'ACTIFS ── */
.asset-grid {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-sm);
  margin-top: var(--space-lg);
}

.asset-tag {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 400;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--gold);
  padding: 8px 18px;
  border: var(--border-gold);
  border-radius: var(--radius-sm);
  transition: background var(--duration-fast), color var(--duration-fast);
}

.asset-tag:hover {
  background: rgba(201,169,110,0.1);
}

/* ── CARTES SOLUTIONS ── */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: var(--space-md);
  margin-top: var(--space-lg);
}

.card {
  padding: var(--space-lg) var(--space-md);
  border: var(--border-gold);
  position: relative;
  transition: transform var(--duration-mid) var(--ease-slow),
              background var(--duration-mid);
  overflow: hidden;
}

.card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 2px; height: 0;
  background: var(--gold);
  transition: height var(--duration-mid) var(--ease-sharp);
}

.card:hover { transform: translateY(-4px); }
.card:hover::before { height: 100%; }

.card--dark {
  background: rgba(255,255,255,0.03);
  color: var(--white);
}

.card--dark:hover {
  background: rgba(201,169,110,0.05);
}

.card-number {
  font-family: var(--font-serif);
  font-size: var(--text-2xl);
  font-weight: 300;
  color: rgba(201,169,110,0.25);
  line-height: 1;
  margin-bottom: var(--space-sm);
}

.card-title {
  font-family: var(--font-serif);
  font-size: var(--text-lg);
  font-weight: 400;
  color: var(--white);
  margin-bottom: var(--space-xs);
}

.card-desc {
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 300;
  color: rgba(255,255,255,0.6);
  line-height: 1.7;
}

/* ── ÉTAPES MÉTHODOLOGIE ── */
.steps-list {
  display: flex;
  flex-direction: column;
  gap: 0;
  margin-top: var(--space-lg);
  counter-reset: steps;
}

.step-item {
  display: grid;
  grid-template-columns: 80px 1fr;
  align-items: start;
  padding: var(--space-md) 0;
  border-bottom: var(--border-gold);
  transition: background var(--duration-fast);
  counter-increment: steps;
}

.step-item:first-child { border-top: var(--border-gold); }

.step-num {
  font-family: var(--font-serif);
  font-size: var(--text-2xl);
  font-weight: 300;
  color: rgba(201,169,110,0.3);
  padding-top: 2px;
}

.step-text {
  font-family: var(--font-sans);
  font-size: var(--text-md);
  font-weight: 300;
  color: rgba(255,255,255,0.85);
  padding: 4px 0;
  line-height: 1.6;
}

/* ── ABOUT ── */
.about-grid {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: var(--space-xl);
  align-items: start;
}

.about-photo {
  position: relative;
}

.about-photo img {
  width: 100%;
  height: 520px;
  object-fit: cover;
  object-position: center top;
  filter: grayscale(15%);
}

.about-photo::after {
  content: '';
  position: absolute;
  bottom: -12px; right: -12px;
  width: 100%; height: 100%;
  border: var(--border-gold);
  pointer-events: none;
}

.about-text {
  padding-top: var(--space-md);
}

.about-bio {
  font-family: var(--font-sans);
  font-size: var(--text-md);
  font-weight: 300;
  line-height: 1.9;
  color: var(--grey-dark);
}

.about-bio p + p {
  margin-top: var(--space-md);
}

/* ── CONTACT / FOOTER ── */
.contact-bar {
  position: fixed;
  bottom: var(--space-md);
  right: var(--space-lg);
  z-index: 998;
}

.contact-btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-xs);
  padding: 12px 28px;
  background: var(--gold);
  color: var(--navy);
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  transition: background var(--duration-fast), transform var(--duration-fast);
  box-shadow: 0 4px 20px rgba(201,169,110,0.3);
}

.contact-btn:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
}

footer {
  background: var(--navy);
  border-top: var(--border-gold);
  padding: var(--space-lg);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.footer-logo {
  font-family: var(--font-serif);
  font-size: var(--text-lg);
  font-weight: 400;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--white);
}

.footer-address {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 300;
  letter-spacing: 0.08em;
  color: var(--grey-mid);
  text-align: center;
}

.footer-right {
  display: flex;
  align-items: center;
  gap: var(--space-md);
}

.footer-legal {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  color: var(--grey-mid);
}

/* ── SIMULATEUR IFI ── */
.ifi-wrapper {
  background: var(--navy);
  color: var(--white);
  padding: var(--space-xl) var(--space-lg);
}

.ifi-form {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: var(--space-md);
  margin-bottom: var(--space-xl);
  padding: var(--space-lg);
  border: var(--border-gold);
  background: rgba(255,255,255,0.02);
}

.field-group {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.field-label {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
}

.field-input {
  background: transparent;
  border: none;
  border-bottom: 1px solid rgba(201,169,110,0.3);
  color: var(--white);
  font-family: var(--font-sans);
  font-size: var(--text-md);
  font-weight: 300;
  padding: 8px 0;
  transition: border-color var(--duration-fast);
  outline: none;
  width: 100%;
}

.field-input:focus {
  border-bottom-color: var(--gold);
}

.field-input::placeholder {
  color: rgba(255,255,255,0.2);
}

.ifi-kpis {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-md);
  margin-bottom: var(--space-xl);
}

.kpi-card {
  padding: var(--space-md);
  border: var(--border-gold);
  text-align: center;
}

.kpi-card--highlight {
  border-color: var(--gold);
  background: rgba(201,169,110,0.05);
}

.kpi-label {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 400;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: var(--space-sm);
}

.kpi-value {
  font-family: var(--font-serif);
  font-size: var(--text-2xl);
  font-weight: 300;
  color: var(--white);
}

.ifi-chart-wrap {
  margin-bottom: var(--space-xl);
  padding: var(--space-md);
  border: var(--border-gold);
}

.ifi-table-wrap {
  overflow-x: auto;
}

.ifi-table {
  width: 100%;
  border-collapse: collapse;
  font-family: var(--font-sans);
  font-size: var(--text-sm);
}

.ifi-table th {
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-size: var(--text-xs);
  color: var(--gold);
  padding: var(--space-sm) var(--space-sm);
  border-bottom: var(--border-gold);
  text-align: right;
  white-space: nowrap;
}

.ifi-table th:first-child { text-align: left; }

.ifi-table td {
  padding: 10px var(--space-sm);
  border-bottom: 1px solid rgba(255,255,255,0.05);
  color: rgba(255,255,255,0.75);
  text-align: right;
  white-space: nowrap;
  font-weight: 300;
}

.ifi-table td:first-child { text-align: left; }

.ifi-table .economy-cell {
  color: var(--gold);
  font-weight: 500;
}

.ifi-table tr.total-row td {
  border-top: var(--border-gold);
  border-bottom: none;
  color: var(--white);
  font-weight: 400;
  padding-top: var(--space-sm);
}

.ifi-disclaimer {
  margin-top: var(--space-lg);
  padding: var(--space-md);
  border-left: 2px solid rgba(201,169,110,0.3);
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 300;
  color: var(--grey-mid);
  line-height: 1.7;
  font-style: italic;
}

/* ── PAGE SECTIONS (sous-navigation) ── */
.page-hero {
  height: 45vh;
  min-height: 320px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: var(--space-xl) var(--space-lg) var(--space-lg);
  position: relative;
  overflow: hidden;
  margin-top: 106px;
}

.page-hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  filter: brightness(0.35);
}

.page-hero-content {
  position: relative;
  z-index: 2;
}

.sub-nav {
  background: var(--navy-mid);
  border-bottom: var(--border-gold);
  padding: 0 var(--space-lg);
  display: flex;
  gap: var(--space-lg);
  position: sticky;
  top: 106px;
  z-index: 100;
}

.sub-nav-link {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 400;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.5);
  padding: var(--space-sm) 0;
  border-bottom: 2px solid transparent;
  transition: color var(--duration-fast), border-color var(--duration-fast);
}

.sub-nav-link:hover,
.sub-nav-link.active {
  color: var(--gold);
  border-bottom-color: var(--gold);
}

/* ── ACCOMPAGNEMENT GLOBAL (icônes texte) ── */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: var(--space-md);
  margin-top: var(--space-lg);
}

.service-item {
  padding: var(--space-md);
  border-top: var(--border-gold);
}

.service-title {
  font-family: var(--font-serif);
  font-size: var(--text-lg);
  font-weight: 400;
  color: var(--white);
  margin-bottom: var(--space-xs);
}

.service-desc {
  font-family: var(--font-sans);
  font-size: var(--text-sm);
  font-weight: 300;
  color: rgba(255,255,255,0.7);
  line-height: 1.7;
}

/* ── ANIMATIONS UTILITAIRES ── */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes scrollPulse {
  0%, 100% { opacity: 0.4; }
  50%       { opacity: 1; }
}

.fade-in {
  transition: opacity 0.8s var(--ease-slow), transform 0.8s var(--ease-slow);
}
@media (scripting: enabled) {
  .fade-in { opacity: 0; transform: translateY(24px); }
  .fade-in.visible { opacity: 1; transform: translateY(0); }
}

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  :root {
    --text-hero: 4rem;
    --text-3xl:  2.2rem;
    --space-xl:  4rem;
    --space-xxl: 6rem;
  }

  .nav-links { display: none; }

  .about-grid {
    grid-template-columns: 1fr;
  }

  .about-photo img { height: 380px; }

  .ifi-kpis { grid-template-columns: 1fr; }

  .hero-panel-title { font-size: var(--text-xl); }

  footer {
    flex-direction: column;
    gap: var(--space-md);
    text-align: center;
  }

  .sub-nav { gap: var(--space-md); overflow-x: auto; }
}

/* ============================================================
   RESPONSIVE MOBILE — Version 2.0
   Breakpoints: 768px (tablette) · 480px (mobile)
   ============================================================ */

/* ── TABLETTE (≤ 900px) — corrections existantes améliorées ── */
@media (max-width: 900px) {

  /* Nav — hamburger simple */
  .nav-main {
    padding: 0 var(--space-md);
    height: 60px;
  }

  .nav-links { display: none; }

  .nav-lang { margin-left: 0; }

  /* Hero intro */
  .hero-intro-title {
    font-size: 3.5rem;
    letter-spacing: 0.2em;
  }

  .hero-intro-sub {
    font-size: var(--text-xs);
    letter-spacing: 0.2em;
    text-align: center;
    padding: 0 var(--space-md);
  }

  /* Hero split : empiler verticalement sur tablette */
  .hero-split {
    flex-direction: column;
  }

  .hero-divider {
    display: none;
  }

  .hero-panel-content {
    padding: var(--space-lg) var(--space-md);
  }

  /* Contenu hero panels toujours visible sur mobile */
  .hero-panel .hero-panel-label,
  .hero-panel .hero-panel-title,
  .hero-panel .hero-panel-sub,
  .hero-panel .hero-panel-cta {
    opacity: 1;
    transform: translateY(0);
  }

  /* Sections */
  .section {
    padding: var(--space-lg) var(--space-md);
  }

  .section-title {
    font-size: var(--text-2xl);
  }

  .section-header {
    margin-bottom: var(--space-lg);
  }

  /* Page hero */
  .page-hero {
    height: 35vh;
    min-height: 240px;
    padding: var(--space-lg) var(--space-md) var(--space-md);
    margin-top: 96px;
  }

  /* Sub-nav scrollable */
  .sub-nav {
    padding: 0 var(--space-md);
    gap: var(--space-sm);
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
    top: 96px;
  }
  .sub-nav::-webkit-scrollbar { display: none; }

  .sub-nav-link {
    white-space: nowrap;
    padding: var(--space-sm) var(--space-xs);
    font-size: 0.75rem;
  }

  /* Cards */
  .cards-grid {
    grid-template-columns: 1fr;
  }

  /* Étapes */
  .step-item {
    grid-template-columns: 56px 1fr;
  }

  /* About */
  .about-grid {
    grid-template-columns: 1fr;
    gap: var(--space-lg);
  }
  .about-photo img { height: 340px; }
  .about-photo::after { display: none; }

  /* Galerie prime — 2 colonnes sur tablette */
  .prime-gallery {
    grid-template-columns: repeat(2, 1fr);
  }
  .prime-gallery-item:last-child {
    grid-column: 1 / -1;
  }

  /* KPIs simulateur */
  .ifi-kpis {
    grid-template-columns: 1fr;
    gap: var(--space-sm);
  }

  /* Formulaire simulateur */
  .ifi-form {
    padding: var(--space-md);
    grid-template-columns: 1fr;
  }

  /* Graphique */
  .ifi-chart-wrap {
    max-width: 100% !important;
  }

  /* Simulateur wrapper */
  .ifi-wrapper {
    padding: var(--space-lg) var(--space-md);
  }

  /* Footer */
  footer {
    flex-direction: column;
    gap: var(--space-md);
    text-align: center;
    padding: var(--space-lg) var(--space-md);
    padding-bottom: 80px;
  }

  /* Contact bar */
  .contact-bar {
    right: var(--space-md);
    bottom: var(--space-md);
  }

  /* Services grid */
  .services-grid {
    grid-template-columns: 1fr;
  }

  /* Photo haussmann */
  .pros-haussmann {
    height: 260px;
  }
}

/* ── MOBILE (≤ 480px) ── */
@media (max-width: 480px) {

  :root {
    --text-hero:  2.8rem;
    --text-3xl:   1.8rem;
    --text-2xl:   1.6rem;
    --text-xl:    1.3rem;
    --text-lg:    1.1rem;
    --space-xl:   3rem;
    --space-lg:   2rem;
    --space-xxl:  4rem;
  }

  /* Ticker — masquer la date sur petit écran */
  .ticker-date { display: none; }
  .ticker-badge { padding: 0 var(--space-sm); }
  .ticker-item { padding: 0 var(--space-md); }

  /* Nav */
  .nav-main {
    padding: 0 var(--space-sm);
    height: 56px;
    top: 36px;
  }

  .nav-logo { font-size: var(--text-lg); }

  /* Hero wrapper margin */
  .hero-wrapper { margin-top: 92px !important; }

  /* Hero intro */
  .hero-intro-title {
    font-size: 2.4rem;
    letter-spacing: 0.15em;
  }

  /* Hero split — plein écran empilé */
  .hero-panel-title {
    font-size: var(--text-xl);
  }
  .hero-panel-sub {
    font-size: var(--text-xs);
    max-width: 100%;
  }

  /* Sections */
  .section {
    padding: var(--space-md) var(--space-sm);
  }

  .section-title {
    font-size: 1.7rem;
  }

  .section-body {
    font-size: var(--text-base);
  }

  /* Page hero */
  .page-hero {
    height: 30vh;
    min-height: 200px;
    padding: var(--space-md) var(--space-sm) var(--space-sm);
    margin-top: 92px;
  }

  /* Sub-nav */
  .sub-nav {
    padding: 0 var(--space-sm);
    top: 92px;
  }

  /* Galerie prime — 1 colonne sur mobile */
  .prime-gallery {
    grid-template-columns: 1fr;
  }
  .prime-gallery-item {
    height: 220px;
  }
  .prime-gallery-item:last-child {
    grid-column: auto;
  }

  /* Photo logistique & haussmann */
  .pros-haussmann { height: 200px; }

  .fade-in[style*="height:340px"] {
    height: 220px !important;
  }

  /* Cards */
  .card {
    padding: var(--space-md) var(--space-sm);
  }

  /* KPI values */
  .kpi-value {
    font-size: var(--text-xl);
  }

  /* Tableau simulateur — scroll horizontal */
  .ifi-table-wrap {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }

  .ifi-table {
    min-width: 480px;
  }

  /* Formulaire simulateur */
  .ifi-form {
    padding: var(--space-sm);
    margin-bottom: var(--space-lg);
  }

  .ifi-wrapper {
    padding: var(--space-md) var(--space-sm);
  }

  /* About */
  .about-photo img { height: 280px; }

  /* Footer */
  footer {
    padding: var(--space-md) var(--space-sm);
    padding-bottom: 80px;
    gap: var(--space-sm);
  }

  .footer-logo { font-size: var(--text-base); }

  /* Contact bar — pleine largeur sur mobile */
  .contact-bar {
    left: var(--space-sm);
    right: var(--space-sm);
    bottom: var(--space-sm);
    text-align: center;
  }

  .contact-btn {
    width: 100%;
    justify-content: center;
    padding: 14px;
  }

  /* Asset tags */
  .asset-tag {
    font-size: 0.75rem;
    padding: 6px 12px;
  }

  /* Steps */
  .step-item {
    grid-template-columns: 44px 1fr;
    gap: var(--space-sm);
  }

  .step-num {
    font-size: var(--text-lg);
  }

  .step-text {
    font-size: var(--text-base);
  }

  /* Services */
  .service-title {
    font-size: var(--text-base);
  }

  /* Haussmann caption */
  .pros-haussmann-caption {
    font-size: 0.75rem;
  }
}


/* ===== LEVCAP FIX V3 — disclaimer, amortization table, map marker ===== */

/* Only show the disclaimer in the selected language */
body.lang-fr .disclaimer-en { display: none !important; }
body.lang-en .disclaimer-fr { display: none !important; }

/* Amortization table: clean, fixed, equal columns */
#ifi-table-wrap {
  width: 100% !important;
  overflow-x: auto !important;
  border: 1px solid rgba(201,169,110,0.25);
  background: rgba(255,255,255,0.018);
}

#ifi-table-wrap .ifi-table {
  width: 100% !important;
  min-width: 720px !important;
  table-layout: fixed !important;
  border-collapse: collapse !important;
  font-size: 0.82rem !important;
}

#ifi-table-wrap .ifi-table th,
#ifi-table-wrap .ifi-table td {
  width: 25% !important;
  padding: 11px 14px !important;
  text-align: center !important;
  white-space: nowrap !important;
  vertical-align: middle !important;
}

#ifi-table-wrap .ifi-table th {
  color: var(--gold) !important;
  border-bottom: 1px solid rgba(201,169,110,0.35) !important;
  font-size: 0.75rem !important;
  letter-spacing: 0.08em !important;
}

#ifi-table-wrap .ifi-table td {
  color: rgba(255,255,255,0.78) !important;
  border-bottom: 1px solid rgba(255,255,255,0.06) !important;
}

#ifi-table-wrap .ifi-table tr.total-row td {
  color: var(--gold) !important;
  font-weight: 500 !important;
}

/* Visible gold ring/star on 6 rue Galilée map */
.levcap-map-pin {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 2px solid var(--gold);
  background: rgba(10,22,40,0.88);
  box-shadow:
    0 0 0 8px rgba(201,169,110,0.22),
    0 0 24px rgba(201,169,110,0.75);
  display: flex;
  align-items: center;
  justify-content: center;
}

.levcap-map-pin span {
  color: var(--gold);
  font-size: 17px;
  line-height: 1;
}


/* ===== LEVCAP FIX V4 — IFI layout + clean amortization + EN disclaimer ===== */
body.lang-fr .disclaimer-en { display: none !important; }
body.lang-en .disclaimer-fr { display: none !important; }
body:not(.lang-en):not(.lang-fr) .disclaimer-en { display: none !important; }

#ifi-table-wrap {
  width: 100% !important;
  overflow-x: auto !important;
  margin-bottom: var(--space-lg) !important;
}

#ifi-table-wrap .ifi-table {
  width: 100% !important;
  min-width: 760px !important;
  table-layout: fixed !important;
  border-collapse: collapse !important;
  font-size: 0.84rem !important;
}

#ifi-table-wrap .ifi-table th,
#ifi-table-wrap .ifi-table td {
  width: 25% !important;
  padding: 12px 14px !important;
  text-align: center !important;
  white-space: nowrap !important;
  vertical-align: middle !important;
}

#ifi-table-wrap .ifi-table th {
  color: var(--gold) !important;
  border-bottom: 1px solid rgba(201,169,110,0.35) !important;
  text-transform: uppercase !important;
  letter-spacing: 0.08em !important;
  font-size: 0.75rem !important;
}

#ifi-table-wrap .ifi-table td {
  color: rgba(255,255,255,0.80) !important;
  border-bottom: 1px solid rgba(255,255,255,0.07) !important;
  font-variant-numeric: tabular-nums !important;
}

#ifi-table-wrap .ifi-table tr.total-row td {
  color: var(--gold) !important;
  font-weight: 500 !important;
}

.ifi-visual-grid {
  display: grid !important;
  grid-template-columns: minmax(0, 1.45fr) minmax(340px, 0.9fr) !important;
  gap: var(--space-md) !important;
  align-items: stretch !important;
  margin-bottom: var(--space-lg) !important;
}

.ifi-chart-wrap {
  padding: var(--space-md) !important;
  border: var(--border-gold) !important;
  background: rgba(255,255,255,0.018) !important;
  min-height: 320px !important;
  margin-bottom: 0 !important;
  max-width: none !important;
}

.ifi-bareme-card {
  padding: var(--space-md) !important;
  border: var(--border-gold) !important;
  background: rgba(255,255,255,0.02) !important;
  min-height: 320px !important;
}

.ifi-bareme-title {
  font-family: var(--font-sans);
  font-size: var(--text-xs);
  font-weight: 500;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: var(--space-sm);
}

.ifi-bareme-table {
  width: 100%;
  border-collapse: collapse;
  font-family: var(--font-sans);
  font-size: 0.75rem;
}

.ifi-bareme-table th {
  padding: 6px 8px;
  border-bottom: 1px solid rgba(201,169,110,0.2);
  color: var(--gold);
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.ifi-bareme-table th:first-child,
.ifi-bareme-table td:first-child { text-align: left; }
.ifi-bareme-table th:last-child,
.ifi-bareme-table td:last-child { text-align: right; width: 74px; }

.ifi-bareme-table td {
  padding: 6px 8px;
  border-bottom: 1px solid rgba(255,255,255,0.04);
  color: rgba(255,255,255,0.65);
  white-space: nowrap;
}

.ifi-bareme-table tr:last-child td { border-bottom: 0; }

.ifi-bareme-source {
  margin-top: var(--space-sm);
  font-family: var(--font-sans);
  font-size: 0.75rem;
  color: var(--grey-mid);
  font-style: italic;
}

@media (max-width: 980px) {
  .ifi-visual-grid { grid-template-columns: 1fr !important; }
  .ifi-bareme-table td { white-space: normal; }
}


/* ===== PATCH CUMULATIF LEVCAP ===== */

/* Site disclaimer: only show the language currently selected */
body.lang-fr .site-disc-en,
body.lang-fr .site-disc-sep {
  display: none !important;
}

body.lang-en .site-disc-fr,
body.lang-en .site-disc-sep {
  display: none !important;
}


/* Tableau d'amortissement — colonnes égales, cadrage propre */
#ifi-table-wrap {
  width: 100% !important;
  overflow-x: auto !important;
}

#ifi-table-wrap .ifi-table {
  width: 100% !important;
  min-width: 760px !important;
  table-layout: fixed !important;
  border-collapse: collapse !important;
}

#ifi-table-wrap .ifi-table th,
#ifi-table-wrap .ifi-table td {
  width: 25% !important;
  padding: 12px 14px !important;
  text-align: center !important;
  white-space: nowrap !important;
}

/* Graphique IFI + barème IFI côte à côte */
.ifi-visual-grid {
  display: grid !important;
  grid-template-columns: minmax(0, 1.45fr) minmax(340px, 0.9fr) !important;
  gap: var(--space-md) !important;
  align-items: stretch !important;
  margin-bottom: var(--space-lg) !important;
}

.ifi-chart-wrap,
.ifi-bareme-card {
  min-height: 320px !important;
  margin-bottom: 0 !important;
}

@media (max-width: 980px) {
  .ifi-visual-grid {
    grid-template-columns: 1fr !important;
  }
}

/* Marqueur visible sur la carte — 6 rue Galilée */
.levcap-map-pin {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 2px solid var(--gold);
  background: rgba(10,22,40,0.88);
  box-shadow:
    0 0 0 8px rgba(201,169,110,0.22),
    0 0 24px rgba(201,169,110,0.75);
  display: flex;
  align-items: center;
  justify-content: center;
}

.levcap-map-pin span {
  color: var(--gold);
  font-size: 17px;
  line-height: 1;
}

/* ================================================================
   LEVCAP PATCH v2 — Mobile corrigé
   ================================================================ */

/* 8. KPI : 2 colonnes desktop */
.kpi-loan-grid { grid-template-columns: repeat(2,1fr) !important; }

/* Hamburger bouton */
.nav-hamburger {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  background: none;
  border: none;
  z-index: 1001;
  flex-shrink: 0;
}
.nav-hamburger span {
  display: block;
  width: 22px;
  height: 1px;
  background: var(--gold);
  transition: transform 0.3s ease, opacity 0.2s;
}
.nav-hamburger.open span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.nav-hamburger.open span:nth-child(2) { opacity: 0; }
.nav-hamburger.open span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* Menu mobile overlay */
.nav-mobile-menu {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(10,22,40,0.98);
  z-index: 997;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 2.5rem;
  padding-top: 72px;
}
.nav-mobile-menu.open { display: flex; }
.nav-mobile-link {
  font-family: var(--font-serif);
  font-size: 2rem;
  font-weight: 300;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  cursor: pointer;
  transition: color 0.2s;
}
.nav-mobile-link:hover { color: var(--gold); }
.nav-mobile-lang {
  display: flex;
  align-items: center;
  gap: 1rem;
  padding-top: 2rem;
  border-top: 1px solid rgba(201,169,110,0.3);
  width: 160px;
  justify-content: center;
}

/* ── 900px ── */
@media (max-width: 900px) {
  /* Variables — réduire les espacements */
  :root {
    --space-xl:  3rem;
    --space-lg:  1.5rem;
    --space-md:  1.25rem;
    --space-xxl: 4rem;
    --text-3xl:  2rem;
    --text-2xl:  1.6rem;
    --text-hero: 3.5rem;
  }

  /* Nav */
  .nav-hamburger { display: flex; }
  .nav-links      { display: none !important; }
  .nav-lang       { display: none !important; }
  .nav-main       { padding: 0 1rem; }

  /* Sections — padding réduit */
  .section { padding: 2rem 1.25rem !important; }

  /* Toutes les grilles en 1 colonne */
  .cards-grid,
  .services-grid,
  .about-grid,
  .ifi-form,
  .ifi-kpis,
  .ifi-visual-grid,
  .contact-layout { grid-template-columns: 1fr !important; }

  /* KPI simulateur 1 colonne */
  .kpi-loan-grid { grid-template-columns: 1fr !important; }

  /* Hero split vertical */
  .hero-split   { flex-direction: column; }
  .hero-divider { display: none; }
  .hero-panel .hero-panel-label,
  .hero-panel .hero-panel-title,
  .hero-panel .hero-panel-sub,
  .hero-panel .hero-panel-cta {
    opacity: 1 !important;
    transform: translateY(0) !important;
  }

  /* Galerie prime 1 colonne */
  .prime-gallery { grid-template-columns: 1fr !important; }
  .prime-gallery-item { height: 240px; }
  .prime-gallery-item:last-child { grid-column: auto; }

  /* About photo */
  .about-photo img { height: 280px; }
  .about-photo::after { display: none; }

  /* Footer */
  footer { flex-direction: column !important; text-align: center; gap: 1rem; padding-bottom: 80px; }

  /* Contact bar */
  .contact-bar  { right: 1rem; bottom: 1rem; }

  /* Sub-nav scrollable */
  .sub-nav { overflow-x: auto; padding: 0 1rem; gap: 1rem; }
  .sub-nav-link { white-space: nowrap; font-size: 0.75rem; }

  /* IFI wrapper */
  .ifi-wrapper  { padding: 2rem 1.25rem !important; }
  .ifi-form     { padding: 1.25rem !important; }

  /* Haussmann */
  .pros-haussmann { height: 220px; }

  /* Steps */
  .step-item { grid-template-columns: 50px 1fr; }

  /* Page hero */
  .page-hero { margin-top: 96px; padding: 2rem 1.25rem 1.25rem; }
  .sub-nav   { top: 96px; }
}

/* ── 480px ── */
@media (max-width: 480px) {
  :root {
    --text-hero: 2.5rem;
    --text-3xl:  1.7rem;
    --text-2xl:  1.4rem;
    --text-xl:   1.25rem;
  }

  .ticker-date { display: none; }
  .nav-main    { padding: 0 0.75rem; height: 56px; }

  /* Sections */
  .section      { padding: 1.5rem 0.875rem !important; }
  .ifi-wrapper  { padding: 1.5rem 0.875rem !important; }

  /* Tableau amortissement scrollable */
  #ifi-table-wrap { overflow-x: auto !important; -webkit-overflow-scrolling: touch; }
  #ifi-table-wrap .ifi-table { min-width: 340px !important; }
  #ifi-table-wrap .ifi-table th,
  #ifi-table-wrap .ifi-table td { padding: 8px 6px !important; font-size: 0.75rem !important; }

  /* Contact bar pleine largeur */
  .contact-bar { left: 0.75rem; right: 0.75rem; bottom: 0.75rem; }
  .contact-btn { width: 100%; justify-content: center; text-align: center; }

  /* Disclaimer */
  .disclaimer-block { font-size: 0.75rem; padding: 1rem; }

  /* Galerie */
  .prime-gallery-item { height: 200px; }
}

/* ===== styles auparavant inline dans index.html ===== */

    /* ── Galerie photos Prime ── */
    .prime-gallery { display:grid; grid-template-columns:repeat(3,1fr); gap:12px; margin:var(--space-lg) 0; }
    .prime-gallery-item { position:relative; height:280px; overflow:hidden; }
    .prime-gallery-item img { width:100%; height:100%; object-fit:cover; filter:brightness(0.82); transition:transform 0.6s ease, filter 0.4s ease; }
    .prime-gallery-item:hover img { transform:scale(1.04); filter:brightness(0.95); }
    .prime-gallery-caption { position:absolute; bottom:14px; left:14px; font-family:var(--font-sans); font-size: 0.75rem; letter-spacing:0.14em; text-transform:uppercase; color:var(--gold); }
    /* ── Photo Haussmann ── */
    .pros-haussmann { margin:var(--space-lg) 0; height:380px; overflow:hidden; position:relative; }
    .pros-haussmann img { width:100%; height:100%; object-fit:cover; object-position:center top; filter:brightness(0.75); }
    .pros-haussmann-caption { position:absolute; bottom:var(--space-md); left:var(--space-md); font-family:var(--font-sans); font-size:var(--text-xs); letter-spacing:0.15em; text-transform:uppercase; color:var(--gold); }
    /* ── Fix barre blanche ── */
    body { background-color: var(--navy); }
    .contact-bar { z-index:90; }
    footer { padding-bottom:60px; }
    /* ── KPIs prêt mis en avant ── */
    .kpi-loan-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:var(--space-md); margin-bottom:var(--space-lg); }
    .kpi-loan-card { padding:var(--space-md); border:1px solid rgba(201,169,110,0.5); text-align:center; background:rgba(201,169,110,0.06); }
    .kpi-loan-card--main { border-color:var(--gold); background:rgba(201,169,110,0.1); }
    .kpi-loan-label { font-family:var(--font-sans); font-size:var(--text-xs); font-weight:500; letter-spacing:0.15em; text-transform:uppercase; color:var(--gold); margin-bottom:var(--space-sm); }
    .kpi-loan-value { font-family:var(--font-serif); font-size:var(--text-2xl); font-weight:300; color:var(--white); }
    .kpi-loan-sub { font-family:var(--font-sans); font-size: 0.75rem; color:var(--grey-mid); margin-top:4px; }
    /* ── Section IFI secondaire ── */
    .ifi-secondary { margin-top:var(--space-xl); padding-top:var(--space-lg); border-top:1px solid rgba(201,169,110,0.15); }
    .ifi-secondary-label { font-family:var(--font-sans); font-size:var(--text-xs); font-weight:500; letter-spacing:0.18em; text-transform:uppercase; color:rgba(201,169,110,0.85); margin-bottom:var(--space-md); display:flex; align-items:center; gap:var(--space-sm); }
    .ifi-secondary-label::before { content:''; display:inline-block; width:20px; height:1px; background:rgba(201,169,110,0.4); }
    /* ── Disclaimer béton ── */
    .disclaimer-block { border-left:3px solid rgba(201,169,110,0.4); padding:var(--space-md) var(--space-md) var(--space-md) calc(var(--space-md) + 3px); background:rgba(255,255,255,0.02); font-family:var(--font-sans); font-size:var(--text-xs); line-height:1.8; color:rgba(255,255,255,0.72); }
    .disclaimer-block strong { color:rgba(255,255,255,0.8); font-style:normal; }
    .disclaimer-block .disclaimer-title { font-size:var(--text-xs); font-weight:500; letter-spacing:0.12em; text-transform:uppercase; color:rgba(201,169,110,0.8); display:block; margin-bottom:var(--space-sm); }
    .disclaimer-block .disclaimer-lang-sep { border-top:1px solid rgba(255,255,255,0.08); margin:var(--space-md) 0; }
    /* ── Disclaimer général site ── */
    .site-disclaimer { background:rgba(255,255,255,0.015); border-top:var(--border-gold); padding:var(--space-md) var(--space-lg); font-family:var(--font-sans); font-size: 0.75rem; color:var(--grey-mid); line-height:1.7; text-align:center; }
    /* ── Photo bâtiment contact ── */
    .contact-building-wrap { position:relative; width:100%; aspect-ratio:1/1; overflow:hidden; margin-bottom:0; }
    .contact-building-img { width:100%; height:100%; object-fit:cover; object-position:center 35%; filter:brightness(0.92) saturate(0.9); transition:filter 0.5s ease; display:block; }
    .contact-building-wrap:hover .contact-building-img { filter:brightness(0.88) saturate(0.95); }
    .contact-building-caption { font-family:var(--font-sans); font-size: 0.75rem; letter-spacing:0.18em; text-transform:uppercase; color:rgba(255,255,255,0.7); margin-top:10px; padding-left:2px; }
    /* ── Layout contact deux colonnes ── */
    .contact-layout { display:grid; grid-template-columns:1fr 1fr; gap:var(--space-lg); align-items:start; margin-top:var(--space-lg); }
    .contact-col-left { display:flex; flex-direction:column; }
    .contact-col-right { display:flex; flex-direction:column; }
    /* ── Carte ── */
    .contact-map-wrap { position:relative; width:100%; aspect-ratio:1/1; border:1px solid rgba(201,169,110,0.2); overflow:hidden; }
    .contact-map-label { display:none; }
    @media (max-width: 768px) { .contact-layout { grid-template-columns:1fr; } .contact-map-iframe { height:220px; } }
    /* ── Contact links ── */
    .contact-link { color:var(--gold); transition:opacity 0.2s; }
    .contact-link:hover { opacity:0.75; }
    .contact-detail-row { display:flex; align-items:center; gap:var(--space-sm); font-family:var(--font-sans); font-size:var(--text-md); font-weight:300; color:rgba(255,255,255,0.75); }
    .contact-detail-icon { width:16px; height:16px; opacity:0.5; flex-shrink:0; }
  

/* ===================== LEVCAP v13 ===================== */
:root { --ticker-h: 0px; --nav-h: 70px; --header-h: calc(var(--ticker-h) + var(--nav-h)); }
html.has-ticker { --ticker-h: 36px; }
@media (max-width: 900px) { :root { --nav-h: 60px; } }
@media (max-width: 480px) { :root { --nav-h: 56px; } }
.ticker-bar { display: none; }
html.has-ticker .ticker-bar { display: flex; }
.nav-main { top: var(--ticker-h); height: var(--nav-h); }
.hero-wrapper { margin-top: var(--header-h) !important; width: 100%; height: calc(100vh - var(--header-h)); height: calc(100svh - var(--header-h)); min-height: 520px; }
.page-hero { margin-top: var(--header-h) !important; }
.sub-nav { top: var(--header-h) !important; }
.page-top { margin-top: var(--header-h); }
.section, .ifi-wrapper { scroll-margin-top: calc(var(--header-h) + 56px); }
a.hero-panel { display: block; text-decoration: none; color: inherit; }
.hero-panel-bg img, .page-hero-bg img { width: 100%; height: 100%; object-fit: cover; }
.hero-panel-bg { overflow: hidden; }
.lang-btn { display: inline-block; }
.nav-mobile-lang a.lang-btn { font-size: 1rem; }
h1.hero-intro-sub { margin: 0; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 8px; top: -60px; z-index: 2000; background: var(--gold); color: var(--navy); padding: 10px 16px; font-family: var(--font-sans); font-size: var(--text-sm); transition: top .2s; }
.skip-link:focus { top: 8px; }
:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }
.field-input:focus-visible { outline: none; border-bottom-color: var(--gold); box-shadow: 0 1px 0 0 var(--gold); }
.sim-btn { width: 100%; padding: 12px 0; background: var(--gold); color: var(--navy); font-family: var(--font-sans); font-size: var(--text-xs); font-weight: 500; letter-spacing: .15em; text-transform: uppercase; cursor: pointer; border: none; transition: background .2s; }
.sim-btn:hover { background: var(--gold-light); }
.footer-nav { display: flex; gap: var(--space-md); flex-wrap: wrap; justify-content: center; }
.footer-nav a { font-family: var(--font-sans); font-size: var(--text-xs); letter-spacing: .08em; color: var(--grey-mid); transition: color .2s; }
.footer-nav a:hover { color: var(--gold); }
.footer-center { display: flex; flex-direction: column; align-items: center; gap: 8px; }
.home-intro .section-body { margin-bottom: var(--space-lg); }
.audience-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: var(--space-md); }
.audience-card { display: block; padding: var(--space-lg) var(--space-md); border: var(--border-gold); background: rgba(255,255,255,.03); transition: background .4s, transform .4s; }
.audience-card:hover { background: rgba(201,169,110,.06); transform: translateY(-3px); }
.audience-card .card-title { font-size: var(--text-xl); }
.audience-card .card-cta { display: inline-block; margin-top: var(--space-sm); font-family: var(--font-sans); font-size: var(--text-xs); letter-spacing: .15em; text-transform: uppercase; color: var(--gold); }
@media (max-width: 900px) { .audience-grid { grid-template-columns: 1fr; } }
.legal { max-width: 820px; }
.legal h2 { font-family: var(--font-serif); font-size: var(--text-xl); font-weight: 400; margin: var(--space-lg) 0 var(--space-sm); color: var(--navy); }
.legal p, .legal li { font-family: var(--font-sans); font-size: var(--text-base); line-height: 1.85; color: var(--grey-dark); }
.legal p + p { margin-top: var(--space-sm); }
.legal ul { list-style: disc; padding-left: 1.4rem; margin-top: var(--space-sm); }
.legal a { color: var(--navy); border-bottom: 1px solid var(--gold); }
.legal .legal-updated { font-size: var(--text-sm); color: var(--grey-mid); margin-top: var(--space-md); }
.notfound { min-height: 70vh; display: flex; flex-direction: column; justify-content: center; }
.notfound a { color: var(--gold); border-bottom: 1px solid var(--gold); }
@media (scripting: none) {
  .hero-intro { display: none; }
  .hero-split { opacity: 1; }
  .hero-panel .hero-panel-label, .hero-panel .hero-panel-title, .hero-panel .hero-panel-sub, .hero-panel .hero-panel-cta { opacity: 1; transform: none; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; scroll-behavior: auto !important; }
  .ticker-inner { animation: none; }
}
@media print {
  .ticker-bar, .nav-main, .nav-mobile-menu, .contact-bar, .skip-link, .hero-scroll-hint { display: none !important; }
  body, .section--dark, .ifi-wrapper, footer { background: #fff !important; color: #000 !important; }
  .page-top, .hero-wrapper, .page-hero { margin-top: 0 !important; }
  .hero-wrapper { height: auto; min-height: 0; }
  .hero-intro { position: static; background: #fff; }
  .hero-intro-title, .hero-intro-sub, .section-title, .card-title, .card-desc, .step-text, .service-title, .service-desc, .section-body { color: #000 !important; opacity: 1 !important; transform: none !important; }
  .fade-in { opacity: 1 !important; transform: none !important; }
  a { text-decoration: underline; }
}